We Care About People

Not Credit Scores!

We believe that everyone should have access to medical financing regardless of their credit history, and we work diligently to finance those that have been turned down in the past.

Smile Beautifully

Sunshine State Credit wants you to get proactive about your oral health. Learn more about our dental procedure financing.

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Look Great

With our cosmetic procedure financing you can have that look you've always wanted with a low monthly payment. Don't put it off any longer!

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Welcome to The Brighter
Side of Financing.

It's not very often you come across a finance company that wants to help you! Here at Sunshine State Credit we understand life's ups and downs, and with more than 35 years of hands on experience in the credit industry we have the knowledge and know how to help you with your specific situation. Experience tells us that life's circumstances are not accurately reflected by a credit score, so our decision making process is not reliant on a credit score.

Woman I bought a vehicle then got terminated from my job. We lived off credit cards just to keep going. - Kathy Smith

No Application Fee

We Never Charge You a Fee to Apply.

Many companies will charge you an application fee just for reviewing your application. At Sunshine State Credit we will never charge you an application fee!

Applying is quick easy

Short Online Application

With our 100% paperless system applying for your loan is easy. Simply fill out our quick 2 minute online application. See for yourslef click here to apply now!

Safe & Secure

Your Personal Data is Safe!

Our credit application uses the internet's strongest data encryption. This ensures your information is safe and sound.

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Sunshine State Credit can help you cover your deductibles, or pay for procedures not normally covered by your insurance.

Vision & LASIK

Seeing more clearly is just a few steps away.
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Free Credit Repair Service

At Sunshine State Credit we want to help you rebuild your credit. That's why all of our loans come with our complimentary credit repair service.

Credit Matters

A low credit score can trigger higher interest rates and prevent you from qualifying for a loan. A good score can help you purchase your dream home or a good car.

No Cost To You

At Sunshine State Credit we want to help you rebuild your credit. This is why we do not charge for our credit repair service.

Repair Your Past

We help you work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We'll ensure your credit history is up-to-date, accurate, and reflects you honestly.

Build Your Future

Our credit advisors will help guide you through the tasks and action items you need to take in order to maintain a healthy score and accomplish your credit goals.

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Get in Touch with us

Still have Questions? Contact Us using the Form below.

Send us an Email